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4788 N Nc 97 E

Tarboro, NC 27886 · Edgecombe County

0.46 Acres

North Edgecombe District

About This Property

This property is ideally situated just 10 miles from Tarboro and about 15 miles from Rocky Mount. Located 0.3 miles of the intersection of US 258 and NC 97, this property is ready for your new construction, modular home or tiny home.

Property Details

SubdivisionNot In Subdivision

TypeResidential Lot

Lot Size0.460 acres

WaterfrontNo

Parcel484226624000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Edgecombe County may sit within mapped FEMA flood zones, within a municipal historic district overlay requiring a Certificate of Appropriateness, or both. Buyers are advised to independently verify flood zone, elevation, substantial-damage history and flood insurance requirements with the county floodplain administrator, a licensed surveyor and an insurance professional before relying on anything shown here.

Schools

ElementaryCoker-Wimberley

MiddlePhillips

High SchoolNorth Edgecombe

Tax & Assessment

Assessed Value$18,000

Annual Tax$182 (2025)

Monthly Tax Est.$15/mo

Hyper-Local Buyer Tool

Tarboro True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Edgecombe County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

Home Purchase Price$16,500

Down Payment5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Interest Rate (%)

Loan Term

Local Tax & Municipal Variables

Edgecombe County TaxEdgecombe County charges $0.89 per $100 of assessed value for fiscal year 2026-2027 (adopted June 22, 2026). Verify with the local tax office.

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Town of Tarboro LimitsApplies additional $0.4750 / $100 municipal tax. Switch off for county-only parcels outside town.

Historic Overlay District (COA)Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance

FEMA Flood ZoneProperty along the Tar River and its tributaries falls into mapped FEMA flood zones. Your zone determines whether a federally backed lender requires flood insurance — we don't quote rates, so enter your own insurer's written quote below.

Flood Insurance — Annual Premium

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Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Edgecombe County Property Tax ($0.89)$0
Town of Tarboro Municipal Tax ($0.4750)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Historic Overlay COA Reserve$0
PMI / Mortgage Insurance$0

Total Loan Amount$0

Down Payment$0

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Listed By

Fathom Realty NC LLC

Tracy Cooper, Listing Agent

Office Phone: (919) 415-2065

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$133/mo

Includes P&I, Edgecombe County tax, Tarboro municipal tax, insurance & PMI.

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